Pesa Pot SACCO
PESA POT SACCO
SAVINGS & CREDIT COOPERATIVE SOCIETY (SACCO)
Empowering Community through Savings & Credit.
Headquarters : PESA POT PLAZA, NAIROBI
Opening Hours : MON – FRI: 8AM – 5PM
Pesa Pot SACCO
PESAPOT SACCO
info@pesapotsacco.co.ke
0794 992 741

Trusted Savings & Credit
Cooperative Society

Member-owned. SASRA regulated. Building financial futures one member at a time.

Our Products Contact Us

Access Fast Loans Tailored
To Your Needs

Pesapap Instant, Hela, Dola, Elimu & Development Loans — flexible repayment, low interest.

View Loan Products Apply Now

Empowering Communities
Through Savings & Credit

Join thousands of members building wealth, securing futures and achieving financial freedom.

About Us Become a Member

About Pesa Pot SACCO

Decades of cooperative excellence keeping member wealth growing securely. Fully SASRA regulated.

Pesa Pot Savings and Credit Society is a member-governed financial cooperative founded on values of equity, financial discipline, and mutual empowerment. We offer flexible loan products including Pesapap Instant Loan, Hela Loan, Dola Loan, Elimu Loan, and Development Loan tailored to your specific financial aspirations.

Pesa Pot SACCO Executive Advisory
Dedicated Member Advisory
Pesa Pot Member Financial Growth
Empowering Member Growth

SASRA Regulated

Strict financial compliance & safety

High Dividends

Annual high yield returns on shares

Instant Mobile Loans

24/7 access via Wakandi & USSD

Member-Owned

Democratic governance & equity

Our Loan Products

Pesa Pot Savings and Credit Society is a member-owned cooperative committed to driving financial inclusion, wealth creation, and financial security for all members. Access 24/7 mobile loans, high-yield dividend savings, and long-term development financing tailored to your goals.

Pesapap Instant Loan

Pesapap Instant Loan

24/7 instant mobile emergency loans disbursed straight to your M-Pesa within seconds with zero paperwork.

Hela Loan

Hela Loan

Flexible working capital loan designed to boost your business stock, operational cash flow, and daily finances.

Dola Loan

Dola Loan

Asset financing loan for purchasing vehicles, land, machinery, and revenue-generating investments.

Elimu Loan

Elimu Loan

Low-interest education finance loan disbursed directly to schools, colleges, and university accounts.

Development Loan

Development Loan

Long-term mega financing up to 5X your savings for home construction, commercial development, and land acquisition.

Member Savings & Shares

Member Savings & Shares

High-yield savings accounts and share capital deposits earning high annual dividends and compounding interest.

Membership Requirements

Become a valued member and co-owner of Pesa Pot SACCO by fulfilling the following standard registration requirements:

01

Application & ID

  • Duly filled application entry form
  • Attached passport-size photos
  • Copy of National ID / Passport
02
One-Off

Entrance Fee

KES 5,000

One-time registration and membership onboarding fee.

03
Shareholding

Share Capital

KES 4,000

Minimum mandatory share capital conferring member ownership & voting rights.

04
Monthly

Monthly Savings

KES 1,000/mo

Minimum monthly share deposit contribution to build your credit borrowing power.

05
Monthly

Welfare Fund

KES 200/mo

Monthly benevolent & welfare contribution supporting member solidarity.

Payment & Transactions

Payments to Pesa Pot SACCO may be made through the following authorized channels:

Mobile App

WAKANDI APP

— Official Sacco mobile banking app.

*789*103#

USSD *789*103#

— Mobile money self-service portal.

Paybill 400222

M-Pesa Paybill 400222

A/C: 18213#M.No

— (Savings & Loans).

Paybill 400200

Welfare Paybill 400200

A/C: 88711

— (Welfare contributions).

Why Choose Us

Honest and Dependable

Transparent interest rates, zero hidden charges, and total integrity in all SACCO financial transactions.

Financial Specialists

We have a team of certified credit officers and financial advisors dedicated to helping members build wealth.

Regulated & Insured

Fully regulated by SASRA with insured member deposits giving you total financial security and peace of mind.

Years of Experience

Decades of trusted financial service empowering thousands of individuals, families, and growing businesses.

Award Winning SACCO

Recognized nationwide for outstanding annual dividend returns, innovative mobile loans, and service excellence.

1000+ Empowered Members

Thousands of successful loans disbursed and empowered members achieving their financial and investment goals.

Our Board & Management Team

Pesa Pot SACCO is governed by an elected Board of Directors and managed by a professional team committed to transparency, accountability, and member welfare.

Board Chairperson

Board Chairperson

Chairman
Vice Chairperson

Vice Chairperson

Vice Chairman
Chief Executive Officer

Chief Executive Officer

CEO / Manager
Finance & Accounts Officer

Finance & Accounts

Finance Officer
Credit Officer

Credit Officer

Loans & Credit
Board Secretary

Board Secretary

Secretary
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